Everything you need to know about Mutual Funds in India
Equity Mutual Funds
By Market Capitalization
Invest in Top 100 stocks
Invest in the next 150 stocks
Invest outside Top 250 stocks
Invest in Top 250 stocks
By Index
Large Cap Index
Passively invest in top 100 companies
By Diversification
Invest in stocks across market cap
Invest in large, mid and small-cap
Value Oriented & Strategy Funds
Invest in undervalued stocks with upside potential
International
Invest in stocks across the world
Others
Invest to save taxes under 80 C
Retirement Solutions
Aggressive saving strategy for retirement
By Sector
Invest in banking stocks
Invest in infrastructure stocks
Invest in technology stocks
Invest in Pharma stocks
Thematic
Thematic - Consumption
Invest in consumption stocks
Thematic - PSU, MNC, ESG & Energy
Invest istocks based on themes
Other Thematic
Invest in a specific theme
Top Performing Mutual Funds - Jan 2026
Fund Name | 5Y Return | Current Value of Rs 10,000 |
|---|---|---|
Motilal Oswal Midcap Fund | 31.27% | Rs 38,972 |
Quant Small Cap Fund | 30.91% | Rs 38,600 |
Bank of India Small Cap Fund | 28.15% | Rs 34,604 |
HDFC Mid Cap Fund | 26.92% | Rs 32,980 |
Bank of India Flexi Cap Fund | 25.43% | Rs 31,079 |
Kotak Multicap Fund | 24.8% | Rs 30,300 |
Motilal Oswal Large and Midcap Fund | 24.31% | Rs 29,681 |
HDFC Flexi Cap Fund | 23.67% | Rs 28,947 |
Axis Multicap Fund | 23.63% | Rs 28,880 |
ICICI Prudential Large & Mid Cap Fund | 23.15% | Rs 28,338 |
Nippon India Large Cap Fund | 20.23% | Rs 25,133 |
HDFC Large Cap Fund | 19.25% | Rs 24,140 |
Weekly Mutual Funds Insights Newsletter
Debt Mutual Funds | Hybrid Mutual Funds
Funds to Park Money
Overnight
For up to 1 week
Liquid
For 1 week to 1 month
Ultra Short Duration
For 2 to 4 months
Long Term Debt
Medium to Long Duration
From 3 to 5 years
Long Duration
For 5 years or more
Dynamic Bond
Lends based on interest based movements
Long Debt Index
Long terms passive funds for debt investments
Short Duration
Low Duration
For 3 to 9 months
Money Market
For 6 to 12 months
Short Duration
For 1 to 3 years
Government Backed
Gilt
Invests in government securities
Gilt - 10 Year Constant Duration
Invests passively in government securities
Medium Term Debt
Medium Duration
For 2 to 4 years
Banking and PSU
Lends only to Banks and PSUs
Corporate Bond
Lends to fundamentally and ethically sound companies
Others
Target Maturity
Index Funds for debt investments
Credit Risk
Invests minimum 65% in risky securities
Floater
Invests minimum 65% in floating rate-bonds
FMP
Invests in Fixed Maturity Plans
Retirement Solutions
Invest in Debt Papers for Retirement Solutions
Tax Efficient Income
Invests in debt and arbitrage funds
International Debt
Invests in global bonds and fixed income opportunities
Advantages of Mutual Funds
Mutual funds are investment products where money from many people is pooled and invested in shares, bonds, or other assets by professional fund managers. You earn returns based on the fund’s performance. Mutual funds are popular because you can start with small amounts through SIPs and use them for goals like wealth creation, retirement, or children’s education.
Professionally Managed & Regulated by SEBI
Funds are managed by professional money managers with credible industry experience. Mutual Fund industry is regulated by SEBI
Liquidity &
Returns
Buy or sell mutual funds anytime, usually within seconds. Mutual Funds historically gave better returns than FD, RD etc.
Affordability &
Diversification
Start investing with as low as Rupees 500. Reduce risk due to exposure to different asset classes.